Short-term comprehensive cover from 1 to 30 days. Designed for clarity, speed and flexibility — without impacting your existing policy.
Flexible short-term vehicle insurance designed to match the way you drive.
All our temporary car insurance and short term van policies offer Comprehensive cover only — except for Impound Insurance cover (which is Third Party Only). Comprehensive cover insures you for accidental damage for the vehicle you are insuring, in addition to covering claims for Third Party damage and Fire & Theft. So, with all our policies, you can relax in the knowledge that you are in a vehicle that is comprehensively covered.
Comprehensive means the following are covered:
Get fully comprehensive short term cover in just a few minutes. No phone calls, no paperwork and no impact on your existing policy.
Start with your vehicle registration and driver details. We check eligibility in real time against UK databases.
Pick how long you need: from a single day to several weeks. Cover starts instantly or from a start time you choose.
Pay securely online and receive your policy documents by email. Your cover details are sent to the Motor Insurance Database.
Short-term insurance is designed for flexible moments when you need legal cover without a full policy.
Get insured to drive a family member’s or friend’s car without changing their existing policy.
Instant cover for buying a car privately or from a dealership, with no annual commitment.
Practice in someone else’s car without risking their no claims bonus or policy status.
Drive your new car home safely while you arrange an annual policy that suits you.
If you need to make an urgent trip in another vehicle, short-term cover is the fastest legal solution.
Get the insurance required to release a seized or impounded vehicle in the UK.
Short term vehicle insurance is built for drivers who need legal cover for a specific situation — not a full 12-month policy.
Practice outside of your instructor’s lessons using a family or friend’s car without risking their no claims bonus.
If you’ve just passed your test and haven’t arranged annual cover yet, get legal cover instantly.
Borrow a car for a few hours or a weekend without needing to be added permanently to someone’s policy.
Drive legally in the UK with a valid EU or international licence, depending on eligibility.
Drive a newly purchased car home while you compare annual policies and get the best deal.
Get the insurance document required to legally release a seized or impounded car from a police impound.
Short-term cover is available for a wide range of vehicles and driver situations, with comprehensive protection included as standard.
Car Insurance
Van Insurance
Learner Driver
Impounded Vehicle
A flexible short-term policy for fully licensed drivers who need legal cover without committing to a 12-month policy. Ideal for borrowing a car, taking a test drive, picking up a new vehicle, or using a car in an emergency.
Comprehensive temporary van cover designed for personal use, like moving house, weekend trips, or driving a borrowed van. All policies include Third Party Liability and cover for accidental damage.
Practice driving in a family or friend’s car without affecting their no claims bonus. Cover is completely separate from the vehicle owner's policy.
A specific policy that meets police requirements for releasing a seized vehicle. This cover is designed only for vehicle release and is Third Party Only.
Short-term insurance gives you the flexibility to drive legally without committing to a full 12-month policy when you don’t need one.
| Annual policy | Temporary cover | |
|---|---|---|
| Price | ~ £600+ per year | From £14 per day |
| Flexibility | ✕ | ✔ |
| No claims bonus impact | ✕ | ✔ |
| Start time | Waiting period | Instant |
| Short trips & emergencies | ✕ | ✔ |
| Borrowing a car | ✕ | ✔ |
| Test driving a car | ✕ | ✔ |
All policies are set up through an FCA regulated provider and are added to the Motor Insurance Database (MID), meaning your cover can be confirmed by police systems and ANPR cameras.
FCA regulated partners
Policies are issued through authorised insurers regulated by the Financial Conduct Authority.
Uploaded to the MID
Vehicle details are added to the Motor Insurance Database so your cover is visible to authorities.
ANPR recognition
Police ANPR systems check against the MID database to confirm insurance status.
When your temporary policy is issued, the vehicle registration and insurance details are sent to the Motor Insurance Database, the central system used across the UK to verify whether vehicles are insured.
Police Automatic Number Plate Recognition (ANPR) cameras and roadside checks use the MID to confirm the legal status of vehicles in real time.
Eligibility depends on your driving history, licence type and the vehicle you want to insure. Check the basic requirements below.
Quick answers to the most common questions about short-term vehicle insurance.
Instant cover from FCA regulated providers — added to the Motor Insurance Database (MID).